Managed accounts receivable automation
JMJ runs your entire accounts receivable operation — curated, automated follow-up on every unpaid invoice, sent in your name — at a fraction of the cost of an in-house AR team. Improve cash flow, reduce DSO, and minimize write-offs.
Hi Dana,
Just a friendly reminder that invoice #1042 is now a few days past due. You can pay securely using the link below — and thank you again for your business.
Pay invoiceWhy we built this
Every owner knows the feeling. Good work done. Invoice sent. Silence. You follow up — politely at first, then less so — and eventually you do the math and just let it go. We let too many go.
The tools existed: QuickBooks, spreadsheets, reminders. None of them worked, because they all still required us to make the ask. And the ask, done right, takes time, judgment, consistency, and a stomach for uncomfortable conversations. We had the stomach. We didn’t have the time.
So we built what didn’t exist: a fully automated AR platform that manages the entire life of every unpaid invoice — first courtesy reminder to final escalation to collections handoff — automatically, professionally, invisibly. Your clients hear from you, not from us. Every message goes out in your name, your brand, your voice, while you’re on the job or home with your family.
The Fortune 500 always had this figured out — dedicated AR teams, escalation protocols, legal review, collections relationships. Small businesses need all of it and have none of it. We built the system that levels the field, and priced it so any business can play.
How it works
JMJ runs on top of how you already bill. You connect your invoices; the platform does the chasing, reads every reply, and brings you only the handful of decisions that actually need a human.
Bring in your open invoices from QuickBooks, your spreadsheet, or however you bill today. Keep working exactly the way you already do — JMJ runs on top.
From first courtesy reminder to final escalation, JMJ sends professional, attorney-reviewed follow-ups on every unpaid invoice — automatically, on schedule, from your own domain.
When a customer responds, JMJ reads and understands it, flags disputes and promises to pay, and surfaces only the decisions that actually need you.
Most weeks your whole job is a few quick-click approvals. If a balance still won’t pay, JMJ hands it to collections — fully documented, at half the standard agency rate.
What you get
Four jobs, handled. Save the hours you spend chasing, collect more of what you’re owed, keep your customer relationships intact, and never send a message you shouldn’t.
Get your evenings back.
Turn receivables into cash.
Stay the good guy.
Never send something you shouldn’t.
The difference
This is the part no other tool does. Every reminder, every statement, every escalation goes out from your email domain, under your business name, in your voice. Your customers see the company they hired — not a third-party collections tool, and never JMJ.
Who we help
Every trade has its own billing headaches — insurance delays, payment plans, retainage, patient balances. Pick yours to see how JMJ handles it.
Pricing
The same price whether you send ten invoices a month or ten thousand. Pay monthly at $299 and start right away — or go annual and get your first three months free.
The whole platform
$299 /month
Billed monthly, cancel anytime · go annual for 3 months free
Get startedNo long-term contract. Billed monthly, cancel anytime.
Everything’s included:
FAQ
Straight answers on the things that matter most — what this is, what it isn’t, and how it protects your customer relationships.
No — and the distinction matters. JMJ Billings is managed accounts receivable, not a debt collector. We send professional, on-brand follow-ups to keep your invoices moving while a balance is still current. Only if an invoice becomes genuinely delinquent do we hand it off to a licensed collections partner — fully documented, and at half the standard agency rate.
They won’t — because effectively they are coming from you. Every message is sent from your own domain, in your business name, your branding and your voice. Your customers see you, not JMJ. That’s the whole point: you get paid without ever becoming the bad guy.
Most businesses are up and running quickly — you connect your open invoices, confirm your branding and sending domain, and JMJ starts the cadence.
JMJ’s AI reads every reply, recognizes a dispute, and pauses the cadence so nothing inappropriate goes out. The dispute is surfaced to you as a decision to make — with the full conversation history attached — so you stay in control of anything sensitive.
Yes. JMJ works alongside your existing billing — you don’t change your accounting or invoicing. JMJ adds the automated follow-up layer those tools never had.
JMJ sends reminders on your behalf, as your authorized agent — in your name, for invoices you’ve issued. That’s different from third-party debt collection. If a balance is escalated, it’s handed to a licensed collections partner who handles that work.
Reliable payers are automatically flagged and handled with a lighter touch — a gentle reminder rather than an escalating cadence. Your best customers are never chased like a flight risk, so the relationships you’ve built stay intact.
On the monthly plan, billing starts right away — it’s a flat $299/month, and you can cancel anytime. The free trial is for the annual plan only: choose annual billing and your first three months (90 days) are free. Either way, there’s no per-invoice pricing and no surprise fees.
Ready when you are
Set up in minutes, then let JMJ run the follow-ups from your own domain. It’s a flat $299/mo — or go annual and get your first three months free — so you can see what it’s like to get your time back.
$299/mo · unlimited invoices · go annual for 3 months free
