JMJ Billings
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AR automation for contractors

Stop chasing payments and get back on the jobsite

The job’s done, the punch list is signed off, and you’re still texting the homeowner about the final draw three weeks later. Every hour spent chasing a check is an hour you’re not bidding the next job.

Contractors and the trades live with the worst of receivables: large balances, progress draws, retainage and customers who go quiet the moment the work is finished. Chasing payment means stopping real work to send awkward texts and emails. JMJ Billings runs a consistent, professional follow-up cadence on every invoice — from your company’s own domain — so the asks keep going out while you’re on the next job.

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Flat $299/mo · go annual for 3 months free · sent from your own domain · not a debt collector

Why contractors businesses choose JMJ

Follow-up that fits how contractors actually gets paid

  • Handle progress draws and retainage

    Multi-stage billing and held-back retainage are where money quietly slips. JMJ keeps the right cadence on every remaining balance until it’s paid.

  • Cut your DSO on big balances

    Consistent, professional escalation is designed to shorten the time between “job complete” and “paid in full” — and free up the working capital tied to it.

  • Never send an angry text again

    Attorney-reviewed templates keep every message firm and professional, so a heated late-night text never costs you a referral or a review.

  • Protect repeat GCs and builders

    The general contractors who feed you steady work are auto-flagged as reliable payers and handled with a lighter touch.

How it works

Set it up once. Then mostly forget about it.

JMJ runs on top of how you already bill. You connect your invoices; the platform does the chasing, reads every reply, and brings you only the handful of decisions that actually need a human.

  1. 01

    Connect your invoices

    Bring in your open invoices from QuickBooks, your spreadsheet, or however you bill today. Keep working exactly the way you already do — JMJ runs on top.

  2. 02

    We run the 9-stage cadence

    From first courtesy reminder to final escalation, JMJ sends professional, attorney-reviewed follow-ups on every unpaid invoice — automatically, on schedule, from your own domain.

  3. 03

    AI triages every reply

    When a customer responds, JMJ reads and understands it, flags disputes and promises to pay, and surfaces only the decisions that actually need you.

  4. 04

    You approve — or we recover

    Most weeks your whole job is a few quick-click approvals. If a balance still won’t pay, JMJ hands it to collections — fully documented, at half the standard agency rate.

The difference

From your own domain — invisibly.

This is the part no other tool does. Every reminder, every statement, every escalation goes out from your email domain, under your business name, in your voice. Your customers see the company they hired — not a third-party collections tool, and never JMJ.

  • Your sending domain. Messages come from you@yourbusiness.com — authenticated for premium inbox deliverability.
  • Your brand, every stage. Attorney-reviewed templates carry your name and tone from first reminder to final notice.
  • JMJ stays invisible. The work happens behind the scenes. Your customers only ever see your business.

FAQ

Contractors AR questions, answered

The questions contractors owners ask most before they start.

Do I keep using QuickBooks for my jobs?

Yes. JMJ works alongside your existing billing — you don’t change how you bill. JMJ adds the follow-up layer on top.

Will my customers know a third party is messaging them?

No. Every reminder is sent from your own domain and brand. The homeowner or GC sees your company, not JMJ.

Is this debt collection?

No. JMJ is managed accounts receivable, not a debt collector. We keep invoices moving professionally in your name; only a truly delinquent balance is handed to collections, fully documented, at half the standard rate.

Pricing

One flat price. Unlimited invoices. No surprises.

The same price whether you send ten invoices a month or ten thousand. Pay monthly at $299 and start right away — or go annual and get your first three months free.

The whole platform

$299 /month

Billed monthly, cancel anytime · go annual for 3 months free

Get started

No long-term contract. Billed monthly, cancel anytime.

Everything’s included:

  • Unlimited invoices — no per-invoice fees, ever
  • The full 9-stage automated follow-up cadence
  • Sending from your own domain & branding
  • AI reply triage and quick-click approvals
  • Attorney-reviewed message templates
  • Customer payment scoring & good-payer protection
  • Full audit trail on every account
  • Collections handoff at half the standard agency rate

Who we help

Serving more than just one industry

JMJ runs AR for businesses across the trades, healthcare and professional services. Explore how it works for another industry.

Ready when you are

Ready to stop chasing contractors invoices?

Set up in minutes, then let JMJ run the follow-ups from your own domain. It’s a flat $299/mo — or go annual and get your first three months free — so you can see what it’s like to get your time back.

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$299/mo · unlimited invoices · go annual for 3 months free

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