JMJ Billings
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AR automation for restoration

Get paid for the restoration work you already finished

The water’s dry, the rebuild is done, and the invoice is sitting in an adjuster’s inbox three weeks later. You did the emergency work first and asked about payment second — now you’re the one chasing.

Restoration runs on speed and trust: you show up at 2 a.m., dry the structure, and sort out the money afterward. But carrier delays, supplement disputes and homeowner deductibles turn “net 30” into net 90. JMJ Billings runs a relentless, professional follow-up cadence on every restoration invoice — from your company’s own domain — so adjusters and homeowners hear from you consistently while your crews stay on the next loss.

Get started See pricing

Flat $299/mo · go annual for 3 months free · sent from your own domain · not a debt collector

Why restoration businesses choose JMJ

Follow-up that fits how restoration actually gets paid

  • Built for insurance-paced payments

    Long carrier timelines and supplement back-and-forth are exactly where invoices stall. JMJ keeps a steady, documented cadence going so nothing falls through the cracks between mitigation, rebuild and final billing.

  • A paper trail adjusters respect

    Every reminder, statement and response is logged and packaged. If a claim is questioned, you have a clean, time-stamped record of every communication — which also lifts recovery if a balance ever goes to collections.

  • Protect referral relationships

    Plumbers, agents and property managers send you work. Reliable payers are auto-flagged so your best referral sources are never chased like a flight risk.

  • Separate deductible and carrier balances

    Homeowner deductibles and insurer balances follow different rhythms. JMJ keeps the right tone on each so a small deductible never sours a relationship and a large carrier balance never goes quiet.

How it works

Set it up once. Then mostly forget about it.

JMJ runs on top of how you already bill. You connect your invoices; the platform does the chasing, reads every reply, and brings you only the handful of decisions that actually need a human.

  1. 01

    Connect your invoices

    Bring in your open invoices from QuickBooks, your spreadsheet, or however you bill today. Keep working exactly the way you already do — JMJ runs on top.

  2. 02

    We run the 9-stage cadence

    From first courtesy reminder to final escalation, JMJ sends professional, attorney-reviewed follow-ups on every unpaid invoice — automatically, on schedule, from your own domain.

  3. 03

    AI triages every reply

    When a customer responds, JMJ reads and understands it, flags disputes and promises to pay, and surfaces only the decisions that actually need you.

  4. 04

    You approve — or we recover

    Most weeks your whole job is a few quick-click approvals. If a balance still won’t pay, JMJ hands it to collections — fully documented, at half the standard agency rate.

The difference

From your own domain — invisibly.

This is the part no other tool does. Every reminder, every statement, every escalation goes out from your email domain, under your business name, in your voice. Your customers see the company they hired — not a third-party collections tool, and never JMJ.

  • Your sending domain. Messages come from you@yourbusiness.com — authenticated for premium inbox deliverability.
  • Your brand, every stage. Attorney-reviewed templates carry your name and tone from first reminder to final notice.
  • JMJ stays invisible. The work happens behind the scenes. Your customers only ever see your business.

FAQ

Restoration AR questions, answered

The questions restoration owners ask most before they start.

Is this debt collection for my restoration jobs?

No. JMJ Billings is managed accounts receivable, not a debt collector. We send professional follow-ups in your name to keep invoices moving. If a balance ever needs true collections, we hand it off cleanly — with full documentation — at half the standard agency rate.

Will adjusters and homeowners know the reminders come from a third party?

No. Every message goes out from your own domain and brand. Your customers and the carriers see your restoration company — not JMJ.

Can it handle supplements and partial insurance payments?

Yes. JMJ tracks outstanding balances as payments come in and keeps the right cadence on what’s still owed.

Pricing

One flat price. Unlimited invoices. No surprises.

The same price whether you send ten invoices a month or ten thousand. Pay monthly at $299 and start right away — or go annual and get your first three months free.

The whole platform

$299 /month

Billed monthly, cancel anytime · go annual for 3 months free

Get started

No long-term contract. Billed monthly, cancel anytime.

Everything’s included:

  • Unlimited invoices — no per-invoice fees, ever
  • The full 9-stage automated follow-up cadence
  • Sending from your own domain & branding
  • AI reply triage and quick-click approvals
  • Attorney-reviewed message templates
  • Customer payment scoring & good-payer protection
  • Full audit trail on every account
  • Collections handoff at half the standard agency rate

Who we help

Serving more than just one industry

JMJ runs AR for businesses across the trades, healthcare and professional services. Explore how it works for another industry.

Ready when you are

Ready to stop chasing restoration invoices?

Set up in minutes, then let JMJ run the follow-ups from your own domain. It’s a flat $299/mo — or go annual and get your first three months free — so you can see what it’s like to get your time back.

Get started Get in touch

$299/mo · unlimited invoices · go annual for 3 months free

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